Advance America Cash Advance was founded in 1997 and is the largest provider of the non-bank cash advance services in the United States. As of December 31, 2010 Advance America operated 2,313 lending centers in 30 states, 21 centers in the United Kingdom, and 18 centers in Canada. Advance America does not franchise any of its centers in the United States or Canada and does not provide pawn lending, title lending, or similar services. Advance America is a member of the Consumer Financial Services Association of America, which sets best practices standards for its membership.
Advance America provides its cash advances in small-denomination, short-term amounts. The advances come due on the customer's next payday. The company's stated goal is to attract customers by offering straightforward, rapid access to short-term funding, while providing high quality, professional customer service.
Advance America's current President and CEO is J. Patrick O'Shaughnessy. O'Shaughnessy previously served as the company's CFO. William Webster IV, a former Clinton administration official, is chairman of the board.
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