Cardless is a rapidly growing consumer credit card financial technology firm that enables brands to reward loyal fans with reward points in the form of amazing experiences, merchandise, and exclusive offers. With a mobile app designed with seamless ease of use, Cardless was designed to work more smoothly than physical cards by allowing consumers to make payments and select rewards with enhanced security and user experience. Cardless was founded by Scott Kazmierowicz and Michael Spelfogel and is headquartered in San Francisco, CA.