PEMCO Insurance is an American personal-lines mutual insurance company based in Seattle, Washington. Its name is an acronym for Public Employees Mutual Insurance Company. PEMCO has grown from premiums of $8,500 in 1949 to $318.7 million in 2010.
Today, PEMCO is the Northwest’s largest local personal-lines insurer, providing auto, home, boat, life and umbrella coverage to the general public. PEMCO’s stated niche market is in what some in the insurance industry refer to as “preferred risk”– that is, policyholders who are least likely to have traffic tickets or car accidents, and who take proactive steps to protect their own property with safeguards like car alarms, smoke detectors, and deadbolt locks.
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